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credit union

Metrowest Community

Framingham, MA · Est. 1941
82/ 100
Trust Grade
Strong
82 out of 100

Metrowest Community is a credit union based in Framingham, Massachusetts, established in 1941, with $146 million in total assets serving 7,000 members. By Trust Grade it ranks 101st of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Metrowest Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$146.5M
$100M–1B institution
Members
7,000
Shares & deposits
Net worth ratio
8.6%
Bottom 10% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.5%
Bottom 37% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#101
of 122 credit unions

How Metrowest Community compares to Massachusetts peers

Net worth ratio
Bottom 10% of $100M–1B peers
Metrowest Community
8.6%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
Metrowest Community
0.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Metrowest Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
82/100
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Metrowest Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metrowest Community insured?

Yes. Metrowest Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metrowest Community: frequently asked questions

Is Metrowest Community a good credit union?

Metrowest Community earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.50%).

Is Metrowest Community NCUA-insured?

Yes. Metrowest Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metrowest Community?

Metrowest Community holds $146 million in total assets, ranking 101st of 122 credit unions we track in Massachusetts. It serves 7,000 members.

Does Metrowest Community have CFPB complaints?

No CFPB complaints against Metrowest Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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