Lowell Municipal Employees
Lowell Municipal Employees is a credit union based in Lowell, Massachusetts, established in 1937, with $9 million in total assets serving 1,278 members. By Trust Grade it ranks 114th of 122 credit unions we track in Massachusetts. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Lowell Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lowell Municipal Employees compares to Massachusetts peers
How we graded Lowell Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lowell Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lowell Municipal Employees insured?
Yes. Lowell Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lowell Municipal Employees: frequently asked questions
Is Lowell Municipal Employees a good credit union?
Lowell Municipal Employees earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.50%).
Is Lowell Municipal Employees NCUA-insured?
Yes. Lowell Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lowell Municipal Employees?
Lowell Municipal Employees holds $9 million in total assets, ranking 114th of 122 credit unions we track in Massachusetts. It serves 1,278 members.
Does Lowell Municipal Employees have CFPB complaints?
No CFPB complaints against Lowell Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
