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credit union

Somerville Mass Firefighters

Somerville, MA · Est. 1936
A
Trust Grade
Excellent
Score: 97/100

Somerville Mass Firefighters is a credit union based in Somerville, Massachusetts, established in 1936, with $8 million in total assets serving 285 members. By Trust Grade it ranks 25th of 122 credit unions we track in Massachusetts. Its net worth ratio of 18.8% is stronger than 74% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Somerville Mass Firefighters appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.6M
<$100M institution
Members
285
Shares & deposits
Net worth ratio
18.8%
Top 26% of <$100M peers · Massachusetts median 12%
Return on assets
0.9%
Top 33% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#25
of 122 credit unions

How Somerville Mass Firefighters compares to Massachusetts peers

Net worth ratio
Top 26% of <$100M peers
Somerville Mass
18.8%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Somerville Mass
0.9%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Somerville Mass Firefighters

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (18.8% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Somerville Mass Firefighters over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Somerville Mass Firefighters insured?

Yes. Somerville Mass Firefighters is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Somerville Mass Firefighters: frequently asked questions

Is Somerville Mass Firefighters a good credit union?

Somerville Mass Firefighters earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Profitable (ROA 0.95%).

Is Somerville Mass Firefighters NCUA-insured?

Yes. Somerville Mass Firefighters is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Somerville Mass Firefighters?

Somerville Mass Firefighters holds $8 million in total assets, ranking 25th of 122 credit unions we track in Massachusetts. It serves 285 members.

Does Somerville Mass Firefighters have CFPB complaints?

No CFPB complaints against Somerville Mass Firefighters appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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