credit union

Stoughton Town Employees

Stoughton, MA · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Stoughton Town Employees is a credit union based in Stoughton, Massachusetts, established in 1966, with $2 million in total assets serving 478 members. By Trust Grade it ranks 13th of 122 credit unions we track in Massachusetts. Its net worth ratio of 16.8% is stronger than 66% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Stoughton Town Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4M
<$100M institution
Members
478
Shares & deposits
—
Net worth ratio
16.8%
Top 34% of <$100M peers · Massachusetts median 12%
Return on assets
1.1%
Top 27% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#13
of 122 credit unions

How Stoughton Town Employees compares to Massachusetts peers

Net worth ratio
Top 34% of <$100M peers
Stoughton Town
16.8%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Stoughton Town
1.1%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Stoughton Town Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.8% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stoughton Town Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Stoughton Town Employees insured?

Yes. Stoughton Town Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stoughton Town Employees: frequently asked questions

Is Stoughton Town Employees a good credit union?

Stoughton Town Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 1.12%).

Is Stoughton Town Employees NCUA-insured?

Yes. Stoughton Town Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Stoughton Town Employees?

Stoughton Town Employees holds $2 million in total assets, ranking 13th of 122 credit unions we track in Massachusetts. It serves 478 members.

Does Stoughton Town Employees have CFPB complaints?

No CFPB complaints against Stoughton Town Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

North Adams M E
credit union · North Adams, MA · $2M assets
Boston Customs
credit union · Boston, MA · $3M assets
Symphony
credit union · Boston, MA · $2M assets
New England Lee
credit union · Boston, MA · $3M assets
M.O.S.E.S.
credit union · Boston, MA · $2M assets
Manchester
credit union · Manchester, MA · $1M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →
Stacks of coins of increasing height — representing savings held at a bank
Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
June 25, 2026 · 4 min read
A jar of coins with a small plant growing out of it — representing savings growth
Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
June 25, 2026 · 4 min read
A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
A person reviewing finances on a laptop with a notebook — representing switching banks
Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Wisconsin (2026)
We analyzed all 154 FDIC-insured banks headquartered in Wisconsin using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read
Person using a contactless payment card at a terminal
State Guides
Most Trustworthy Credit Unions in Wisconsin (2026)
We analyzed all 99 NCUA-insured credit unions in Wisconsin by net worth ratio, ROA, and CFPB complaint data. Here are the most trustworthy.
June 25, 2026 · 7 min read
Stacked financial documents representing bank complaint records
State Guides
Banks to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
June 25, 2026 · 7 min read
Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
June 25, 2026 · 7 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Michigan (2026)
We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read