North Adams M E
North Adams M E is a credit union based in North Adams, Massachusetts, established in 1959, with $2 million in total assets serving 328 members. By Trust Grade it ranks 121st of 122 credit unions we track in Massachusetts. Its net worth ratio of 18.4% is stronger than 72% of similarly sized credit unions, versus a Massachusetts median of 12%. It posted a loss over the most recent period (-1.70% return on assets), a point to watch. No consumer complaints against North Adams M E appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Adams M E compares to Massachusetts peers
How we graded North Adams M E
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.4% capital ratio)
- Unprofitable over the period (ROA -1.70%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for North Adams M E over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Adams M E insured?
Yes. North Adams M E is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Adams M E: frequently asked questions
Is North Adams M E a good credit union?
North Adams M E earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Unprofitable over the period (ROA -1.70%).
Is North Adams M E NCUA-insured?
Yes. North Adams M E is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Adams M E?
North Adams M E holds $2 million in total assets, ranking 121st of 122 credit unions we track in Massachusetts. It serves 328 members.
Does North Adams M E have CFPB complaints?
No CFPB complaints against North Adams M E appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
