Alpena Community
Alpena Community is a credit union based in Alpena, Michigan, established in 1970, with $35 million in total assets serving 2,254 members. By Trust Grade it ranks 34th of 170 credit unions we track in Michigan. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Alpena Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alpena Community compares to Michigan peers
How we graded Alpena Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alpena Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alpena Community insured?
Yes. Alpena Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alpena Community: frequently asked questions
Is Alpena Community a good credit union?
Alpena Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.41%).
Is Alpena Community NCUA-insured?
Yes. Alpena Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alpena Community?
Alpena Community holds $35 million in total assets, ranking 34th of 170 credit unions we track in Michigan. It serves 2,254 members.
Does Alpena Community have CFPB complaints?
No CFPB complaints against Alpena Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
