Wmcu
Wmcu is a credit union based in Grand Rapids, Michigan, established in 1956, with $449 million in total assets serving 29,196 members. By Trust Grade it ranks 39th of 170 credit unions we track in Michigan. Its net worth ratio of 17.3% is stronger than 94% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Wmcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wmcu compares to Michigan peers
How we graded Wmcu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.3% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wmcu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wmcu insured?
Yes. Wmcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wmcu: frequently asked questions
Is Wmcu a good credit union?
Wmcu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 1.05%).
Is Wmcu NCUA-insured?
Yes. Wmcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wmcu?
Wmcu holds $449 million in total assets, ranking 39th of 170 credit unions we track in Michigan. It serves 29,196 members.
Does Wmcu have CFPB complaints?
No CFPB complaints against Wmcu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
