Kalsee
Kalsee is a credit union based in Kalamazoo, Michigan, established in 1954, with $293 million in total assets serving 21,952 members. By Trust Grade it ranks 115th of 170 credit unions we track in Michigan. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Kalsee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kalsee compares to Michigan peers
How we graded Kalsee
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Kalsee over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kalsee insured?
Yes. Kalsee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kalsee: frequently asked questions
Is Kalsee a good credit union?
Kalsee earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.69%).
Is Kalsee NCUA-insured?
Yes. Kalsee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kalsee?
Kalsee holds $293 million in total assets, ranking 115th of 170 credit unions we track in Michigan. It serves 21,952 members.
Does Kalsee have CFPB complaints?
No CFPB complaints against Kalsee appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
