Baraga County
Baraga County is a credit union based in Lanse, Michigan, established in 1952, with $62 million in total assets serving 4,817 members. By Trust Grade it ranks 100th of 170 credit unions we track in Michigan. Its net worth ratio of 10.3% trails most similarly sized credit unions (19th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Baraga County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Baraga County compares to Michigan peers
How we graded Baraga County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Baraga County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Baraga County insured?
Yes. Baraga County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Baraga County: frequently asked questions
Is Baraga County a good credit union?
Baraga County earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.11%).
Is Baraga County NCUA-insured?
Yes. Baraga County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Baraga County?
Baraga County holds $62 million in total assets, ranking 100th of 170 credit unions we track in Michigan. It serves 4,817 members.
Does Baraga County have CFPB complaints?
No CFPB complaints against Baraga County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
