Filer
Filer is a credit union based in Manistee, Michigan, established in 1951, with $259 million in total assets serving 13,252 members. By Trust Grade it ranks 26th of 170 credit unions we track in Michigan. Its net worth ratio of 12.7% is stronger than 68% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Filer appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Filer compares to Michigan peers
How we graded Filer
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Filer over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Filer insured?
Yes. Filer is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Filer: frequently asked questions
Is Filer a good credit union?
Filer earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.28%).
Is Filer NCUA-insured?
Yes. Filer is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Filer?
Filer holds $259 million in total assets, ranking 26th of 170 credit unions we track in Michigan. It serves 13,252 members.
Does Filer have CFPB complaints?
No CFPB complaints against Filer appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
