Integra First
Integra First is a credit union based in Powers, Michigan, established in 1948, with $136 million in total assets serving 11,554 members. By Trust Grade it ranks 160th of 170 credit unions we track in Michigan. Its net worth ratio of 8.9% trails most similarly sized credit unions (14th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Integra First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Integra First compares to Michigan peers
How we graded Integra First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Integra First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Integra First insured?
Yes. Integra First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Integra First: frequently asked questions
Is Integra First a good credit union?
Integra First earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.10%).
Is Integra First NCUA-insured?
Yes. Integra First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Integra First?
Integra First holds $136 million in total assets, ranking 160th of 170 credit unions we track in Michigan. It serves 11,554 members.
Does Integra First have CFPB complaints?
No CFPB complaints against Integra First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
