Extra
Extra is a credit union based in Warren, Michigan, established in 1954, with $344 million in total assets serving 19,006 members. By Trust Grade it ranks 68th of 170 credit unions we track in Michigan. Its net worth ratio of 17.1% is stronger than 94% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Extra appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Extra compares to Michigan peers
How we graded Extra
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Extra over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Extra insured?
Yes. Extra is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Extra: frequently asked questions
Is Extra a good credit union?
Extra earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.69%).
Is Extra NCUA-insured?
Yes. Extra is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Extra?
Extra holds $344 million in total assets, ranking 68th of 170 credit unions we track in Michigan. It serves 19,006 members.
Does Extra have CFPB complaints?
No CFPB complaints against Extra appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
