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credit union

Accentra

Austin, MN · Est. 1930
A
Trust Grade
Excellent
Score: 92/100

Accentra is a credit union based in Austin, Minnesota, established in 1930, with $217 million in total assets serving 17,036 members. By Trust Grade it ranks 44th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.5% trails most similarly sized credit unions (37th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Accentra appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$217.1M
$100M–1B institution
Members
17,036
Shares & deposits
Net worth ratio
10.5%
Bottom 37% of $100M–1B peers · Minnesota median 12.2%
Return on assets
1.0%
Top 28% of $100M–1B peers · Minnesota median 0.86%
Rank in Minnesota
#44
of 81 credit unions

How Accentra compares to Minnesota peers

Net worth ratio
Bottom 37% of $100M–1B peers
Accentra
10.5%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
Accentra
1.0%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Accentra

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Accentra over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Accentra insured?

Yes. Accentra is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Accentra: frequently asked questions

Is Accentra a good credit union?

Accentra earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Strongly profitable (ROA 1.03%).

Is Accentra NCUA-insured?

Yes. Accentra is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Accentra?

Accentra holds $217 million in total assets, ranking 44th of 81 credit unions we track in Minnesota. It serves 17,036 members.

Does Accentra have CFPB complaints?

No CFPB complaints against Accentra appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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