Fairmont School Employees
Fairmont School Employees is a credit union based in Fairmont, Minnesota, established in 1957, with $4 million in total assets serving 537 members. By Trust Grade it ranks 69th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Minnesota median of 12.2%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Fairmont School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fairmont School Employees compares to Minnesota peers
How we graded Fairmont School Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fairmont School Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fairmont School Employees insured?
Yes. Fairmont School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fairmont School Employees: frequently asked questions
Is Fairmont School Employees a good credit union?
Fairmont School Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Unprofitable over the period (ROA -0.19%).
Is Fairmont School Employees NCUA-insured?
Yes. Fairmont School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fairmont School Employees?
Fairmont School Employees holds $4 million in total assets, ranking 69th of 81 credit unions we track in Minnesota. It serves 537 members.
Does Fairmont School Employees have CFPB complaints?
No CFPB complaints against Fairmont School Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
