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credit union

West Metro Schools

Hopkins, MN · Est. 1954
A
Trust Grade
Excellent
Score: 95/100

West Metro Schools is a credit union based in Hopkins, Minnesota, established in 1954, with $43 million in total assets serving 2,592 members. By Trust Grade it ranks 33rd of 81 credit unions we track in Minnesota. Its net worth ratio of 17.8% is stronger than 70% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against West Metro Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.1M
<$100M institution
Members
2,592
Shares & deposits
Net worth ratio
17.8%
Top 30% of <$100M peers · Minnesota median 12.2%
Return on assets
0.7%
Top 47% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#33
of 81 credit unions

How West Metro Schools compares to Minnesota peers

Net worth ratio
Top 30% of <$100M peers
West Metro
17.8%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
West Metro
0.7%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded West Metro Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (17.8% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Metro Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Metro Schools insured?

Yes. West Metro Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Metro Schools: frequently asked questions

Is West Metro Schools a good credit union?

West Metro Schools earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Profitable (ROA 0.67%).

Is West Metro Schools NCUA-insured?

Yes. West Metro Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Metro Schools?

West Metro Schools holds $43 million in total assets, ranking 33rd of 81 credit unions we track in Minnesota. It serves 2,592 members.

Does West Metro Schools have CFPB complaints?

No CFPB complaints against West Metro Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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