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credit union

Trustone Financial

Plymouth, MN · Est. 1939
A
Trust Grade
Excellent
Score: 93/100

Trustone Financial is a credit union based in Plymouth, Minnesota, established in 1939, with $6.1 billion in total assets serving 221,057 members. By Trust Grade it ranks 41st of 81 credit unions we track in Minnesota. Its net worth ratio of 10.8% is stronger than 51% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Trustone Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.1B
$1B–10B institution
Members
221,057
Shares & deposits
Net worth ratio
10.8%
Top 49% of $1B–10B peers · Minnesota median 12.2%
Return on assets
1.1%
Top 23% of $1B–10B peers · Minnesota median 0.86%
Rank in Minnesota
#41
of 81 credit unions

How Trustone Financial compares to Minnesota peers

Net worth ratio
Top 49% of $1B–10B peers
Trustone Financial
10.8%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
Trustone Financial
1.1%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Trustone Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trustone Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Trustone Financial insured?

Yes. Trustone Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trustone Financial: frequently asked questions

Is Trustone Financial a good credit union?

Trustone Financial earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Strongly profitable (ROA 1.05%).

Is Trustone Financial NCUA-insured?

Yes. Trustone Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Trustone Financial?

Trustone Financial holds $6.1 billion in total assets, ranking 41st of 81 credit unions we track in Minnesota. It serves 221,057 members.

Does Trustone Financial have CFPB complaints?

No CFPB complaints against Trustone Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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