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credit union

Statewide

Flowood, MS · Est. 1949
B
Trust Grade
Strong
Score: 86/100

Statewide is a credit union based in Flowood, Mississippi, established in 1949, with $210 million in total assets serving 24,134 members. By Trust Grade it ranks 43rd of 55 credit unions we track in Mississippi. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Statewide appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.0M
$100M–1B institution
Members
24,134
Shares & deposits
Net worth ratio
9.3%
Bottom 19% of $100M–1B peers · Mississippi median 16.4%
Return on assets
0.8%
Top 45% of $100M–1B peers · Mississippi median 0.69%
Rank in Mississippi
#43
of 55 credit unions

How Statewide compares to Mississippi peers

Net worth ratio
Bottom 19% of $100M–1B peers
Statewide
9.3%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Statewide
0.8%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Statewide

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Statewide over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Statewide insured?

Yes. Statewide is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Statewide: frequently asked questions

Is Statewide a good credit union?

Statewide earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.75%).

Is Statewide NCUA-insured?

Yes. Statewide is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Statewide?

Statewide holds $210 million in total assets, ranking 43rd of 55 credit unions we track in Mississippi. It serves 24,134 members.

Does Statewide have CFPB complaints?

No CFPB complaints against Statewide appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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