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credit union

Centuryfirst

Hattiesburg, MS · Est. 1956
A
Trust Grade
Excellent
Score: 96/100

Centuryfirst is a credit union based in Hattiesburg, Mississippi, established in 1956, with $142 million in total assets serving 16,149 members. By Trust Grade it ranks 21st of 55 credit unions we track in Mississippi. Its net worth ratio of 16.4% is stronger than 92% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Centuryfirst appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.7M
$100M–1B institution
Members
16,149
Shares & deposits
Net worth ratio
16.4%
Top 8% of $100M–1B peers · Mississippi median 16.4%
Return on assets
0.7%
Top 47% of $100M–1B peers · Mississippi median 0.69%
Rank in Mississippi
#21
of 55 credit unions

How Centuryfirst compares to Mississippi peers

Net worth ratio
Top 8% of $100M–1B peers
Centuryfirst
16.4%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Centuryfirst
0.7%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Centuryfirst

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (16.4% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Centuryfirst over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Centuryfirst insured?

Yes. Centuryfirst is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Centuryfirst: frequently asked questions

Is Centuryfirst a good credit union?

Centuryfirst earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.71%).

Is Centuryfirst NCUA-insured?

Yes. Centuryfirst is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Centuryfirst?

Centuryfirst holds $142 million in total assets, ranking 21st of 55 credit unions we track in Mississippi. It serves 16,149 members.

Does Centuryfirst have CFPB complaints?

No CFPB complaints against Centuryfirst appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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