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credit union

Meridian Postal

Meridian, MS · Est. 1932
A
Trust Grade
Excellent
Score: 91/100

Meridian Postal is a credit union based in Meridian, Mississippi, established in 1932, with $5 million in total assets serving 335 members. By Trust Grade it ranks 39th of 55 credit unions we track in Mississippi. Its net worth ratio of 22.5% is stronger than 84% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Meridian Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5M
<$100M institution
Members
335
Shares & deposits
Net worth ratio
22.5%
Top 16% of <$100M peers · Mississippi median 16.4%
Return on assets
0.2%
Bottom 28% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#39
of 55 credit unions

How Meridian Postal compares to Mississippi peers

Net worth ratio
Top 16% of <$100M peers
Meridian Postal
22.5%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of <$100M peers
Meridian Postal
0.2%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Meridian Postal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (22.5% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Meridian Postal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Meridian Postal insured?

Yes. Meridian Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Meridian Postal: frequently asked questions

Is Meridian Postal a good credit union?

Meridian Postal earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Profitable (ROA 0.15%).

Is Meridian Postal NCUA-insured?

Yes. Meridian Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Meridian Postal?

Meridian Postal holds $5 million in total assets, ranking 39th of 55 credit unions we track in Mississippi. It serves 335 members.

Does Meridian Postal have CFPB complaints?

No CFPB complaints against Meridian Postal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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