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credit union

St. Augustine

Kelso, MO · Est. 1933
A
Trust Grade
Excellent
Score: 95/100

St. Augustine is a credit union based in Kelso, Missouri, established in 1933, with $2 million in total assets serving 426 members. By Trust Grade it ranks 32nd of 89 credit unions we track in Missouri. Its net worth ratio of 14.2% is stronger than 50% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against St. Augustine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5M
<$100M institution
Members
426
Shares & deposits
Net worth ratio
14.2%
Top 50% of <$100M peers · Missouri median 11.4%
Return on assets
0.6%
Top 48% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#32
of 89 credit unions

How St. Augustine compares to Missouri peers

Net worth ratio
Top 50% of <$100M peers
St. Augustine
14.2%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
St. Augustine
0.6%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded St. Augustine

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.2% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Augustine over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Augustine insured?

Yes. St. Augustine is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Augustine: frequently asked questions

Is St. Augustine a good credit union?

St. Augustine earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Profitable (ROA 0.65%).

Is St. Augustine NCUA-insured?

Yes. St. Augustine is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Augustine?

St. Augustine holds $2 million in total assets, ranking 32nd of 89 credit unions we track in Missouri. It serves 426 members.

Does St. Augustine have CFPB complaints?

No CFPB complaints against St. Augustine appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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