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credit union

Co - Lib

Saint Louis, MO · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Co - Lib is a credit union based in Saint Louis, Missouri, established in 1955, with $1 million in total assets serving 231 members. By Trust Grade it ranks 11th of 89 credit unions we track in Missouri. Its net worth ratio of 15.0% is stronger than 55% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 4.70% return on assets. No consumer complaints against Co - Lib appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3M
<$100M institution
Members
231
Shares & deposits
Net worth ratio
15.0%
Top 45% of <$100M peers · Missouri median 11.4%
Return on assets
4.7%
Top 1% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#11
of 89 credit unions

How Co - Lib compares to Missouri peers

Net worth ratio
Top 45% of <$100M peers
Co -
15.0%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Co -
4.7%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Co - Lib

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 4.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Co - Lib over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Co - Lib insured?

Yes. Co - Lib is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Co - Lib: frequently asked questions

Is Co - Lib a good credit union?

Co - Lib earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 4.70%).

Is Co - Lib NCUA-insured?

Yes. Co - Lib is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Co - Lib?

Co - Lib holds $1 million in total assets, ranking 11th of 89 credit unions we track in Missouri. It serves 231 members.

Does Co - Lib have CFPB complaints?

No CFPB complaints against Co - Lib appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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