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credit union

Southwest Montana Community

Anaconda, MT · Est. 1941
A
Trust Grade
Excellent
Score: 96/100

Southwest Montana Community is a credit union based in Anaconda, Montana, established in 1941, with $203 million in total assets serving 11,541 members. By Trust Grade it ranks 14th of 41 credit unions we track in Montana. Its net worth ratio of 11.8% is stronger than 57% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Southwest Montana Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$202.6M
$100M–1B institution
Members
11,541
Shares & deposits
Net worth ratio
11.8%
Top 43% of $100M–1B peers · Montana median 11.9%
Return on assets
0.9%
Top 38% of $100M–1B peers · Montana median 0.78%
Rank in Montana
#14
of 41 credit unions

How Southwest Montana Community compares to Montana peers

Net worth ratio
Top 43% of $100M–1B peers
Southwest Montana
11.8%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Southwest Montana
0.9%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Southwest Montana Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest Montana Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southwest Montana Community insured?

Yes. Southwest Montana Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest Montana Community: frequently asked questions

Is Southwest Montana Community a good credit union?

Southwest Montana Community earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.85%).

Is Southwest Montana Community NCUA-insured?

Yes. Southwest Montana Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southwest Montana Community?

Southwest Montana Community holds $203 million in total assets, ranking 14th of 41 credit unions we track in Montana. It serves 11,541 members.

Does Southwest Montana Community have CFPB complaints?

No CFPB complaints against Southwest Montana Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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