Skip to main content
credit union

Nebraska Energy

Columbus, NE · Est. 1944
A
Trust Grade
Excellent
Score: 98/100

Nebraska Energy is a credit union based in Columbus, Nebraska, established in 1944, with $330 million in total assets serving 12,232 members. By Trust Grade it ranks 8th of 50 credit unions we track in Nebraska. Its net worth ratio of 18.8% is stronger than 96% of similarly sized credit unions, versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Nebraska Energy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$329.6M
$100M–1B institution
Members
12,232
Shares & deposits
Net worth ratio
18.8%
Top 4% of $100M–1B peers · Nebraska median 12.5%
Return on assets
1.2%
Top 19% of $100M–1B peers · Nebraska median 0.79%
Rank in Nebraska
#8
of 50 credit unions

How Nebraska Energy compares to Nebraska peers

Net worth ratio
Top 4% of $100M–1B peers
Nebraska Energy
18.8%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Nebraska Energy
1.2%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Nebraska Energy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.8% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nebraska Energy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nebraska Energy insured?

Yes. Nebraska Energy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nebraska Energy: frequently asked questions

Is Nebraska Energy a good credit union?

Nebraska Energy earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 1.23%).

Is Nebraska Energy NCUA-insured?

Yes. Nebraska Energy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nebraska Energy?

Nebraska Energy holds $330 million in total assets, ranking 8th of 50 credit unions we track in Nebraska. It serves 12,232 members.

Does Nebraska Energy have CFPB complaints?

No CFPB complaints against Nebraska Energy appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Siouxland
credit union · South Sioux Cit, NE · $354M assets
Four Points
credit union · Omaha, NE · $184M assets
Lincone
credit union · Lincoln, NE · $184M assets
First Nebraska
credit union · Omaha, NE · $183M assets
Trius
credit union · Kearney, NE · $152M assets
Liberty First
credit union · Lincoln, NE · $512M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →