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credit union

Lincone

Lincoln, NE · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Lincone is a credit union based in Lincoln, Nebraska, established in 1955, with $184 million in total assets serving 16,977 members. By Trust Grade it ranks 7th of 50 credit unions we track in Nebraska. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Lincone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$183.8M
$100M–1B institution
Members
16,977
Shares & deposits
Net worth ratio
12.4%
Top 35% of $100M–1B peers · Nebraska median 12.5%
Return on assets
1.0%
Top 30% of $100M–1B peers · Nebraska median 0.79%
Rank in Nebraska
#7
of 50 credit unions

How Lincone compares to Nebraska peers

Net worth ratio
Top 35% of $100M–1B peers
Lincone
12.4%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Lincone
1.0%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Lincone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lincone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lincone insured?

Yes. Lincone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lincone: frequently asked questions

Is Lincone a good credit union?

Lincone earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.99%).

Is Lincone NCUA-insured?

Yes. Lincone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lincone?

Lincone holds $184 million in total assets, ranking 7th of 50 credit unions we track in Nebraska. It serves 16,977 members.

Does Lincone have CFPB complaints?

No CFPB complaints against Lincone appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Trius
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University Of Nebraska
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Mutual First
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Omaha
credit union · Omaha, NE · $117M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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