First Lincoln
First Lincoln is a credit union based in Lincoln, Nebraska, established in 1956, with $19 million in total assets serving 2,423 members. By Trust Grade it ranks 50th of 50 credit unions we track in Nebraska. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Nebraska median of 12.5%. It posted a loss over the most recent period (-2.76% return on assets), a point to watch. No consumer complaints against First Lincoln appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Lincoln compares to Nebraska peers
How we graded First Lincoln
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Unprofitable over the period (ROA -2.76%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for First Lincoln over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Lincoln insured?
Yes. First Lincoln is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Lincoln: frequently asked questions
Is First Lincoln a good credit union?
First Lincoln earns a Bankzia Trust Grade of D (65/100, "Fair"), based on a financial-strength score of 65/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Unprofitable over the period (ROA -2.76%).
Is First Lincoln NCUA-insured?
Yes. First Lincoln is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Lincoln?
First Lincoln holds $19 million in total assets, ranking 50th of 50 credit unions we track in Nebraska. It serves 2,423 members.
Does First Lincoln have CFPB complaints?
No CFPB complaints against First Lincoln appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
