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credit union

Chadron

Chadron, NE · Est. 1960
C
Trust Grade
Average
Score: 73/100

Chadron is a credit union based in Chadron, Nebraska, established in 1960, with $20 million in total assets serving 2,229 members. By Trust Grade it ranks 48th of 50 credit unions we track in Nebraska. Its net worth ratio of 12.8% trails most similarly sized credit unions (39th percentile), versus a Nebraska median of 12.5%. It posted a loss over the most recent period (-2.60% return on assets), a point to watch. No consumer complaints against Chadron appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.3M
<$100M institution
Members
2,229
Shares & deposits
Net worth ratio
12.8%
Bottom 39% of <$100M peers · Nebraska median 12.5%
Return on assets
-2.6%
Bottom 4% of <$100M peers · Nebraska median 0.79%
Rank in Nebraska
#48
of 50 credit unions

How Chadron compares to Nebraska peers

Net worth ratio
Bottom 39% of <$100M peers
Chadron
12.8%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
Chadron
-2.6%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Chadron

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (12.8% capital ratio)
  • Unprofitable over the period (ROA -2.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chadron over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chadron insured?

Yes. Chadron is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chadron: frequently asked questions

Is Chadron a good credit union?

Chadron earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Unprofitable over the period (ROA -2.60%).

Is Chadron NCUA-insured?

Yes. Chadron is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chadron?

Chadron holds $20 million in total assets, ranking 48th of 50 credit unions we track in Nebraska. It serves 2,229 members.

Does Chadron have CFPB complaints?

No CFPB complaints against Chadron appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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