credit union

Local 265 Ibew

Lincoln, NE · Est. 1963
B
Trust Grade
Strong
Score: 86/100

Local 265 Ibew is a credit union based in Lincoln, Nebraska, established in 1963, with $5 million in total assets serving 1,402 members. By Trust Grade it ranks 36th of 50 credit unions we track in Nebraska. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Local 265 Ibew appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.9M
<$100M institution
Members
1,402
Shares & deposits
—
Net worth ratio
8.8%
Bottom 9% of <$100M peers · Nebraska median 12.5%
Return on assets
1.1%
Top 27% of <$100M peers · Nebraska median 0.79%
Rank in Nebraska
#36
of 50 credit unions

How Local 265 Ibew compares to Nebraska peers

Net worth ratio
Bottom 9% of <$100M peers
Local 265
8.8%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Local 265
1.1%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Local 265 Ibew

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Local 265 Ibew over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Local 265 Ibew insured?

Yes. Local 265 Ibew is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Local 265 Ibew: frequently asked questions

Is Local 265 Ibew a good credit union?

Local 265 Ibew earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.10%).

Is Local 265 Ibew NCUA-insured?

Yes. Local 265 Ibew is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Local 265 Ibew?

Local 265 Ibew holds $5 million in total assets, ranking 36th of 50 credit unions we track in Nebraska. It serves 1,402 members.

Does Local 265 Ibew have CFPB complaints?

No CFPB complaints against Local 265 Ibew appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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