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credit union

Sierra Pacific

Reno, NV · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Sierra Pacific is a credit union based in Reno, Nevada, established in 1936, with $188 million in total assets serving 10,886 members. By Trust Grade it ranks 1st of 13 credit unions we track in Nevada. Its net worth ratio of 13.5% is stronger than 76% of similarly sized credit unions, versus a Nevada median of 12.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Sierra Pacific appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$187.8M
$100M–1B institution
Members
10,886
Shares & deposits
Net worth ratio
13.5%
Top 24% of $100M–1B peers · Nevada median 12.4%
Return on assets
1.1%
Top 25% of $100M–1B peers · Nevada median 0.95%
Rank in Nevada
#1
of 13 credit unions

How Sierra Pacific compares to Nevada peers

Net worth ratio
Top 24% of $100M–1B peers
Sierra Pacific
13.5%
Nevada median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Sierra Pacific
1.1%
Nevada median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Sierra Pacific

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sierra Pacific over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sierra Pacific insured?

Yes. Sierra Pacific is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sierra Pacific: frequently asked questions

Is Sierra Pacific a good credit union?

Sierra Pacific earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.08%).

Is Sierra Pacific NCUA-insured?

Yes. Sierra Pacific is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sierra Pacific?

Sierra Pacific holds $188 million in total assets, ranking 1st of 13 credit unions we track in Nevada. It serves 10,886 members.

Does Sierra Pacific have CFPB complaints?

No CFPB complaints against Sierra Pacific appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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