Granite State
Granite State is a credit union based in Manchester, New Hampshire, established in 1945, with $754 million in total assets serving 53,516 members. By Trust Grade it ranks 6th of 12 credit unions we track in New Hampshire. Its net worth ratio of 9.6% trails most similarly sized credit unions (23th percentile), versus a New Hampshire median of 9.8%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Granite State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Granite State compares to New Hampshire peers
How we graded Granite State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Granite State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Granite State insured?
Yes. Granite State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Granite State: frequently asked questions
Is Granite State a good credit union?
Granite State earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.14%).
Is Granite State NCUA-insured?
Yes. Granite State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Granite State?
Granite State holds $754 million in total assets, ranking 6th of 12 credit unions we track in New Hampshire. It serves 53,516 members.
Does Granite State have CFPB complaints?
No CFPB complaints against Granite State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
