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credit union

St. Mary's Bank

Manchester, NH · Est. 1909
A
Trust Grade
Excellent
Score: 90/100

St. Mary's Bank is a credit union based in Manchester, New Hampshire, established in 1909, with $1.8 billion in total assets serving 102,473 members. By Trust Grade it ranks 5th of 12 credit unions we track in New Hampshire. Its net worth ratio of 9.9% trails most similarly sized credit unions (31th percentile), versus a New Hampshire median of 9.8%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against St. Mary's Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Members
102,473
Shares & deposits
Net worth ratio
9.9%
Bottom 31% of $1B–10B peers · New Hampshire median 9.8%
Return on assets
0.9%
Top 32% of $1B–10B peers · New Hampshire median 0.93%
Rank in New Hampshire
#5
of 12 credit unions

How St. Mary's Bank compares to New Hampshire peers

Net worth ratio
Bottom 31% of $1B–10B peers
St. Mary's
9.9%
New Hampshire median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
St. Mary's
0.9%
New Hampshire median
0.9%
Higher ROA = more profitable relative to asset base

How we graded St. Mary's Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Mary's Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Mary's Bank insured?

Yes. St. Mary's Bank is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Mary's Bank: frequently asked questions

Is St. Mary's Bank a good credit union?

St. Mary's Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.92%).

Is St. Mary's Bank NCUA-insured?

Yes. St. Mary's Bank is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Mary's Bank?

St. Mary's Bank holds $1.8 billion in total assets, ranking 5th of 12 credit unions we track in New Hampshire. It serves 102,473 members.

Does St. Mary's Bank have CFPB complaints?

No CFPB complaints against St. Mary's Bank appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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