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credit union

Clifton Nj Postal Employees

Clifton, NJ · Est. 1935
B
Trust Grade
Strong
Score: 88/100

Clifton Nj Postal Employees is a credit union based in Clifton, New Jersey, established in 1935, with $2 million in total assets serving 244 members. By Trust Grade it ranks 70th of 127 credit unions we track in New Jersey. Its net worth ratio of 52.1% is stronger than 99% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Clifton Nj Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1M
<$100M institution
Members
244
Shares & deposits
Net worth ratio
52.1%
Top 1% of <$100M peers · New Jersey median 13.9%
Return on assets
-0.2%
Bottom 18% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#70
of 127 credit unions

How Clifton Nj Postal Employees compares to New Jersey peers

Net worth ratio
Top 1% of <$100M peers
Clifton Nj
52.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Clifton Nj
-0.2%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Clifton Nj Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (52.1% capital ratio)
  • Unprofitable over the period (ROA -0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clifton Nj Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Clifton Nj Postal Employees insured?

Yes. Clifton Nj Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clifton Nj Postal Employees: frequently asked questions

Is Clifton Nj Postal Employees a good credit union?

Clifton Nj Postal Employees earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (52.1% capital ratio); Unprofitable over the period (ROA -0.19%).

Is Clifton Nj Postal Employees NCUA-insured?

Yes. Clifton Nj Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Clifton Nj Postal Employees?

Clifton Nj Postal Employees holds $2 million in total assets, ranking 70th of 127 credit unions we track in New Jersey. It serves 244 members.

Does Clifton Nj Postal Employees have CFPB complaints?

No CFPB complaints against Clifton Nj Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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