First Atlantic
First Atlantic is a credit union based in Eatontown, New Jersey, established in 1935, with $332 million in total assets serving 20,017 members. By Trust Grade it ranks 1st of 127 credit unions we track in New Jersey. Its net worth ratio of 13.4% is stronger than 75% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against First Atlantic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Atlantic compares to New Jersey peers
How we graded First Atlantic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Atlantic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Atlantic insured?
Yes. First Atlantic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Atlantic: frequently asked questions
Is First Atlantic a good credit union?
First Atlantic earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.61%).
Is First Atlantic NCUA-insured?
Yes. First Atlantic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Atlantic?
First Atlantic holds $332 million in total assets, ranking 1st of 127 credit unions we track in New Jersey. It serves 20,017 members.
Does First Atlantic have CFPB complaints?
No CFPB complaints against First Atlantic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
