Skip to main content
credit union

Division 819 Transit Employees

Irvington, NJ · Est. 1945
A
Trust Grade
Excellent
Score: 97/100

Division 819 Transit Employees is a credit union based in Irvington, New Jersey, established in 1945, with $16 million in total assets serving 1,502 members. By Trust Grade it ranks 26th of 127 credit unions we track in New Jersey. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Division 819 Transit Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.9M
<$100M institution
Members
1,502
Shares & deposits
Net worth ratio
18.1%
Top 29% of <$100M peers · New Jersey median 13.9%
Return on assets
0.9%
Top 36% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#26
of 127 credit unions

How Division 819 Transit Employees compares to New Jersey peers

Net worth ratio
Top 29% of <$100M peers
Division 819
18.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Division 819
0.9%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Division 819 Transit Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (18.1% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Division 819 Transit Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Division 819 Transit Employees insured?

Yes. Division 819 Transit Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Division 819 Transit Employees: frequently asked questions

Is Division 819 Transit Employees a good credit union?

Division 819 Transit Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Profitable (ROA 0.89%).

Is Division 819 Transit Employees NCUA-insured?

Yes. Division 819 Transit Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Division 819 Transit Employees?

Division 819 Transit Employees holds $16 million in total assets, ranking 26th of 127 credit unions we track in New Jersey. It serves 1,502 members.

Does Division 819 Transit Employees have CFPB complaints?

No CFPB complaints against Division 819 Transit Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Federal Employees Newark
credit union · Newark, NJ · $15M assets
Teaneck
credit union · Teaneck, NJ · $17M assets
Path
credit union · Jersey City, NJ · $14M assets
Local 1233
credit union · Newark, NJ · $14M assets
Energy People
credit union · Medford, NJ · $18M assets
P S E
credit union · Somerset, NJ · $13M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →