Energy People
Energy People is a credit union based in Medford, New Jersey, established in 1960, with $18 million in total assets serving 1,082 members. By Trust Grade it ranks 47th of 127 credit unions we track in New Jersey. Its net worth ratio of 18.4% is stronger than 72% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Energy People appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Energy People compares to New Jersey peers
How we graded Energy People
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.4% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Energy People over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Energy People insured?
Yes. Energy People is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Energy People: frequently asked questions
Is Energy People a good credit union?
Energy People earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Profitable (ROA 0.21%).
Is Energy People NCUA-insured?
Yes. Energy People is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Energy People?
Energy People holds $18 million in total assets, ranking 47th of 127 credit unions we track in New Jersey. It serves 1,082 members.
Does Energy People have CFPB complaints?
No CFPB complaints against Energy People appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
