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credit union

Jersey City Police

Jersey City, NJ · Est. 1950
A
Trust Grade
Excellent
Score: 98/100

Jersey City Police is a credit union based in Jersey City, New Jersey, established in 1950, with $8 million in total assets serving 1,020 members. By Trust Grade it ranks 8th of 127 credit unions we track in New Jersey. Its net worth ratio of 27.3% is stronger than 92% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Jersey City Police appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1M
<$100M institution
Members
1,020
Shares & deposits
Net worth ratio
27.3%
Top 8% of <$100M peers · New Jersey median 13.9%
Return on assets
2.0%
Top 6% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#8
of 127 credit unions

How Jersey City Police compares to New Jersey peers

Net worth ratio
Top 8% of <$100M peers
Jersey City
27.3%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Jersey City
2.0%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Jersey City Police

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (27.3% capital ratio)
  • Strongly profitable (ROA 2.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jersey City Police over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jersey City Police insured?

Yes. Jersey City Police is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jersey City Police: frequently asked questions

Is Jersey City Police a good credit union?

Jersey City Police earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (27.3% capital ratio); Strongly profitable (ROA 2.00%).

Is Jersey City Police NCUA-insured?

Yes. Jersey City Police is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jersey City Police?

Jersey City Police holds $8 million in total assets, ranking 8th of 127 credit unions we track in New Jersey. It serves 1,020 members.

Does Jersey City Police have CFPB complaints?

No CFPB complaints against Jersey City Police appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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