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credit union

New Brunswick Postal

New Brunswick, NJ · Est. 1937
C
Trust Grade
Average
Score: 74/100

New Brunswick Postal is a credit union based in New Brunswick, New Jersey, established in 1937, with $24 million in total assets serving 3,084 members. By Trust Grade it ranks 117th of 127 credit unions we track in New Jersey. Its net worth ratio of 9.1% trails most similarly sized credit unions (11th percentile), versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.58% return on assets), a point to watch. No consumer complaints against New Brunswick Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.5M
<$100M institution
Members
3,084
Shares & deposits
Net worth ratio
9.1%
Bottom 11% of <$100M peers · New Jersey median 13.9%
Return on assets
-0.6%
Bottom 12% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#117
of 127 credit unions

How New Brunswick Postal compares to New Jersey peers

Net worth ratio
Bottom 11% of <$100M peers
New Brunswick
9.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
New Brunswick
-0.6%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded New Brunswick Postal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
74/100
Customer experience
n/a
Overall
C · 74
  • Well-capitalized (9.1% capital ratio)
  • Unprofitable over the period (ROA -0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for New Brunswick Postal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at New Brunswick Postal insured?

Yes. New Brunswick Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

New Brunswick Postal: frequently asked questions

Is New Brunswick Postal a good credit union?

New Brunswick Postal earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Unprofitable over the period (ROA -0.58%).

Is New Brunswick Postal NCUA-insured?

Yes. New Brunswick Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is New Brunswick Postal?

New Brunswick Postal holds $24 million in total assets, ranking 117th of 127 credit unions we track in New Jersey. It serves 3,084 members.

Does New Brunswick Postal have CFPB complaints?

No CFPB complaints against New Brunswick Postal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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