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credit union

Monmouth County Postal Employees

Red Bank, NJ · Est. 1928
B
Trust Grade
Strong
Score: 84/100

Monmouth County Postal Employees is a credit union based in Red Bank, New Jersey, established in 1928, with $22 million in total assets serving 1,002 members. By Trust Grade it ranks 96th of 127 credit unions we track in New Jersey. Its net worth ratio of 20.8% is stronger than 80% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.60% return on assets), a point to watch. No consumer complaints against Monmouth County Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.8M
<$100M institution
Members
1,002
Shares & deposits
Net worth ratio
20.8%
Top 20% of <$100M peers · New Jersey median 13.9%
Return on assets
-0.6%
Bottom 12% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#96
of 127 credit unions

How Monmouth County Postal Employees compares to New Jersey peers

Net worth ratio
Top 20% of <$100M peers
Monmouth County
20.8%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Monmouth County
-0.6%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Monmouth County Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (20.8% capital ratio)
  • Unprofitable over the period (ROA -0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Monmouth County Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Monmouth County Postal Employees insured?

Yes. Monmouth County Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Monmouth County Postal Employees: frequently asked questions

Is Monmouth County Postal Employees a good credit union?

Monmouth County Postal Employees earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Unprofitable over the period (ROA -0.60%).

Is Monmouth County Postal Employees NCUA-insured?

Yes. Monmouth County Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Monmouth County Postal Employees?

Monmouth County Postal Employees holds $22 million in total assets, ranking 96th of 127 credit unions we track in New Jersey. It serves 1,002 members.

Does Monmouth County Postal Employees have CFPB complaints?

No CFPB complaints against Monmouth County Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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