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credit union

New Jersey State Pba

Woodbridge, NJ · Est. 2024
C
Trust Grade
Average
Score: 75/100

New Jersey State Pba is a credit union based in Woodbridge, New Jersey, established in 2024, with $7 million in total assets serving 1,074 members. By Trust Grade it ranks 116th of 127 credit unions we track in New Jersey. Its net worth ratio of 16.1% is stronger than 62% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-1.54% return on assets), a point to watch. No consumer complaints against New Jersey State Pba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.1M
<$100M institution
Members
1,074
Shares & deposits
Net worth ratio
16.1%
Top 38% of <$100M peers · New Jersey median 13.9%
Return on assets
-1.5%
Bottom 6% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#116
of 127 credit unions

How New Jersey State Pba compares to New Jersey peers

Net worth ratio
Top 38% of <$100M peers
New Jersey
16.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
New Jersey
-1.5%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded New Jersey State Pba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
75/100
Customer experience
n/a
Overall
C · 75
  • Strongly capitalized (16.1% capital ratio)
  • Unprofitable over the period (ROA -1.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for New Jersey State Pba over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at New Jersey State Pba insured?

Yes. New Jersey State Pba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

New Jersey State Pba: frequently asked questions

Is New Jersey State Pba a good credit union?

New Jersey State Pba earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Unprofitable over the period (ROA -1.54%).

Is New Jersey State Pba NCUA-insured?

Yes. New Jersey State Pba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is New Jersey State Pba?

New Jersey State Pba holds $7 million in total assets, ranking 116th of 127 credit unions we track in New Jersey. It serves 1,074 members.

Does New Jersey State Pba have CFPB complaints?

No CFPB complaints against New Jersey State Pba appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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