Skip to main content
credit union

Public Service H C Employees

Brick, NJ · Est. 1953
A
Trust Grade
Excellent
Score: 97/100

Public Service H C Employees is a credit union based in Brick, New Jersey, established in 1953, with $7 million in total assets serving 614 members. By Trust Grade it ranks 24th of 127 credit unions we track in New Jersey. Its net worth ratio of 39.2% is stronger than 98% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Public Service H C Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.2M
<$100M institution
Members
614
Shares & deposits
Net worth ratio
39.2%
Top 2% of <$100M peers · New Jersey median 13.9%
Return on assets
0.9%
Top 37% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#24
of 127 credit unions

How Public Service H C Employees compares to New Jersey peers

Net worth ratio
Top 2% of <$100M peers
Public Service
39.2%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Public Service
0.9%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Public Service H C Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (39.2% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Public Service H C Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Public Service H C Employees insured?

Yes. Public Service H C Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Public Service H C Employees: frequently asked questions

Is Public Service H C Employees a good credit union?

Public Service H C Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (39.2% capital ratio); Profitable (ROA 0.86%).

Is Public Service H C Employees NCUA-insured?

Yes. Public Service H C Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Public Service H C Employees?

Public Service H C Employees holds $7 million in total assets, ranking 24th of 127 credit unions we track in New Jersey. It serves 614 members.

Does Public Service H C Employees have CFPB complaints?

No CFPB complaints against Public Service H C Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Elizabeth (N.J.) Firemen's
credit union · Elizabeth, NJ · $7M assets
New Jersey State Pba
credit union · Woodbridge, NJ · $7M assets
Ocnac #1
credit union · Jersey City, NJ · $7M assets
Fort Dix
credit union · Joint Base Mdl, NJ · $7M assets
Passaic Police
credit union · Passaic, NJ · $7M assets
Linden Nj Police & Firemen
credit union · Linden, NJ · $7M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →