Loco
Loco is a credit union based in Alamogordo, New Mexico, established in 1953, with $62 million in total assets serving 4,308 members. By Trust Grade it ranks 35th of 37 credit unions we track in New Mexico. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a New Mexico median of 13.2%. It posted a loss over the most recent period (-0.92% return on assets), a point to watch. No consumer complaints against Loco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Loco compares to New Mexico peers
How we graded Loco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Unprofitable over the period (ROA -0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Loco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Loco insured?
Yes. Loco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Loco: frequently asked questions
Is Loco a good credit union?
Loco earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Unprofitable over the period (ROA -0.92%).
Is Loco NCUA-insured?
Yes. Loco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Loco?
Loco holds $62 million in total assets, ranking 35th of 37 credit unions we track in New Mexico. It serves 4,308 members.
Does Loco have CFPB complaints?
No CFPB complaints against Loco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
