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credit union

Roswell Community

Roswell, NM · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Roswell Community is a credit union based in Roswell, New Mexico, established in 1953, with $50 million in total assets serving 3,550 members. By Trust Grade it ranks 4th of 37 credit unions we track in New Mexico. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 2.71% return on assets. No consumer complaints against Roswell Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.4M
<$100M institution
Members
3,550
Shares & deposits
Net worth ratio
16.2%
Top 38% of <$100M peers · New Mexico median 13.2%
Return on assets
2.7%
Top 3% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#4
of 37 credit unions

How Roswell Community compares to New Mexico peers

Net worth ratio
Top 38% of <$100M peers
Roswell Community
16.2%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Roswell Community
2.7%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Roswell Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.2% capital ratio)
  • Strongly profitable (ROA 2.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Roswell Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Roswell Community insured?

Yes. Roswell Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Roswell Community: frequently asked questions

Is Roswell Community a good credit union?

Roswell Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Strongly profitable (ROA 2.71%).

Is Roswell Community NCUA-insured?

Yes. Roswell Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Roswell Community?

Roswell Community holds $50 million in total assets, ranking 4th of 37 credit unions we track in New Mexico. It serves 3,550 members.

Does Roswell Community have CFPB complaints?

No CFPB complaints against Roswell Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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