credit union

Kirtland

Albuquerque, NM · Est. 1958
A
Trust Grade
Excellent
Score: 94/100

Kirtland is a credit union based in Albuquerque, New Mexico, established in 1958, with $1.1 billion in total assets serving 50,782 members. By Trust Grade it ranks 21st of 37 credit unions we track in New Mexico. Its net worth ratio of 12.2% is stronger than 73% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Kirtland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
50,782
Shares & deposits
—
Net worth ratio
12.2%
Top 27% of $1B–10B peers · New Mexico median 13.2%
Return on assets
0.5%
Bottom 32% of $1B–10B peers · New Mexico median 0.77%
Rank in New Mexico
#21
of 37 credit unions

How Kirtland compares to New Mexico peers

Net worth ratio
Top 27% of $1B–10B peers
Kirtland
12.2%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $1B–10B peers
Kirtland
0.5%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Kirtland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kirtland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kirtland insured?

Yes. Kirtland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kirtland: frequently asked questions

Is Kirtland a good credit union?

Kirtland earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.52%).

Is Kirtland NCUA-insured?

Yes. Kirtland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kirtland?

Kirtland holds $1.1 billion in total assets, ranking 21st of 37 credit unions we track in New Mexico. It serves 50,782 members.

Does Kirtland have CFPB complaints?

No CFPB complaints against Kirtland appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

First Financial
credit union · Albuquerque, NM · $1.1B assets
State Employees
credit union · Santa Fe, NM · $1.3B assets
Sandia Area
credit union · Albuquerque, NM · $1.4B assets
Del Norte
credit union · Los Alamos, NM · $1.5B assets
U.S. Eagle
credit union · Albuquerque, NM · $1.5B assets
Rio Grande
credit union · Albuquerque, NM · $666M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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