Rio Grande
Rio Grande is a credit union based in Albuquerque, New Mexico, established in 1952, with $666 million in total assets serving 50,834 members. By Trust Grade it ranks 33rd of 37 credit unions we track in New Mexico. Its net worth ratio of 8.9% trails most similarly sized credit unions (13th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Rio Grande appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rio Grande compares to New Mexico peers
How we graded Rio Grande
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Rio Grande over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rio Grande insured?
Yes. Rio Grande is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rio Grande: frequently asked questions
Is Rio Grande a good credit union?
Rio Grande earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.35%).
Is Rio Grande NCUA-insured?
Yes. Rio Grande is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rio Grande?
Rio Grande holds $666 million in total assets, ranking 33rd of 37 credit unions we track in New Mexico. It serves 50,834 members.
Does Rio Grande have CFPB complaints?
No CFPB complaints against Rio Grande appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
