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credit union

Sunward

Albuquerque, NM · Est. 1948
B
Trust Grade
Strong
Score: 81/100

Sunward is a credit union based in Albuquerque, New Mexico, established in 1948, with $4.5 billion in total assets serving 174,947 members. By Trust Grade it ranks 34th of 37 credit unions we track in New Mexico. Its net worth ratio of 8.9% trails most similarly sized credit unions (11th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Sunward appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Members
174,947
Shares & deposits
Net worth ratio
8.9%
Bottom 11% of $1B–10B peers · New Mexico median 13.2%
Return on assets
0.3%
Bottom 13% of $1B–10B peers · New Mexico median 0.77%
Rank in New Mexico
#34
of 37 credit unions

How Sunward compares to New Mexico peers

Net worth ratio
Bottom 11% of $1B–10B peers
Sunward
8.9%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Sunward
0.3%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Sunward

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sunward over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sunward insured?

Yes. Sunward is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sunward: frequently asked questions

Is Sunward a good credit union?

Sunward earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.27%).

Is Sunward NCUA-insured?

Yes. Sunward is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sunward?

Sunward holds $4.5 billion in total assets, ranking 34th of 37 credit unions we track in New Mexico. It serves 174,947 members.

Does Sunward have CFPB complaints?

No CFPB complaints against Sunward appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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First Financial
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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