credit union

Internationalites

Carlsbad, NM · Est. 1950
B
Trust Grade
Strong
Score: 83/100

Internationalites is a credit union based in Carlsbad, New Mexico, established in 1950, with $11 million in total assets serving 1,058 members. By Trust Grade it ranks 31st of 37 credit unions we track in New Mexico. Its net worth ratio of 17.8% is stronger than 69% of similarly sized credit unions, versus a New Mexico median of 13.2%. It posted a loss over the most recent period (-0.76% return on assets), a point to watch. No consumer complaints against Internationalites appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.4M
<$100M institution
Members
1,058
Shares & deposits
—
Net worth ratio
17.8%
Top 31% of <$100M peers · New Mexico median 13.2%
Return on assets
-0.8%
Bottom 10% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#31
of 37 credit unions

How Internationalites compares to New Mexico peers

Net worth ratio
Top 31% of <$100M peers
Internationalites
17.8%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Internationalites
-0.8%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Internationalites

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Strongly capitalized (17.8% capital ratio)
  • Unprofitable over the period (ROA -0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Internationalites over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Internationalites insured?

Yes. Internationalites is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Internationalites: frequently asked questions

Is Internationalites a good credit union?

Internationalites earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Unprofitable over the period (ROA -0.76%).

Is Internationalites NCUA-insured?

Yes. Internationalites is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Internationalites?

Internationalites holds $11 million in total assets, ranking 31st of 37 credit unions we track in New Mexico. It serves 1,058 members.

Does Internationalites have CFPB complaints?

No CFPB complaints against Internationalites appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

U-1st Community
credit union · Carlsbad, NM · $10M assets
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credit union · Tucumcari, NM · $8M assets
Four Corners
credit union · Kirtland, NM · $15M assets
The Florist
credit union · Roswell, NM · $7M assets
Rincones Presbyterian
credit union · Chacon, NM · $6M assets
Deming Schools Employees
credit union · Deming, NM · $5M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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