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credit union

Sunmark

Albany, NY · Est. 1937
B
Trust Grade
Strong
Score: 85/100

Sunmark is a credit union based in Albany, New York, established in 1937, with $1.2 billion in total assets serving 88,531 members. By Trust Grade it ranks 209th of 267 credit unions we track in New York. Its net worth ratio of 9.3% trails most similarly sized credit unions (17th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Sunmark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Members
88,531
Shares & deposits
Net worth ratio
9.3%
Bottom 17% of $1B–10B peers · New York median 12%
Return on assets
0.6%
Bottom 44% of $1B–10B peers · New York median 0.67%
Rank in New York
#209
of 267 credit unions

How Sunmark compares to New York peers

Net worth ratio
Bottom 17% of $1B–10B peers
Sunmark
9.3%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $1B–10B peers
Sunmark
0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sunmark

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sunmark over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sunmark insured?

Yes. Sunmark is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sunmark: frequently asked questions

Is Sunmark a good credit union?

Sunmark earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.64%).

Is Sunmark NCUA-insured?

Yes. Sunmark is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sunmark?

Sunmark holds $1.2 billion in total assets, ranking 209th of 267 credit unions we track in New York. It serves 88,531 members.

Does Sunmark have CFPB complaints?

No CFPB complaints against Sunmark appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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