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credit union

Kenmore N. Y. Teachers

Buffalo, NY · Est. 1935
B
Trust Grade
Strong
Score: 83/100

Kenmore N. Y. Teachers is a credit union based in Buffalo, New York, established in 1935, with $70 million in total assets serving 3,780 members. By Trust Grade it ranks 217th of 267 credit unions we track in New York. Its net worth ratio of 9.2% trails most similarly sized credit unions (11th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Kenmore N. Y. Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.6M
<$100M institution
Members
3,780
Shares & deposits
Net worth ratio
9.2%
Bottom 11% of <$100M peers · New York median 12%
Return on assets
0.4%
Bottom 40% of <$100M peers · New York median 0.67%
Rank in New York
#217
of 267 credit unions

How Kenmore N. Y. Teachers compares to New York peers

Net worth ratio
Bottom 11% of <$100M peers
Kenmore N.
9.2%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Kenmore N.
0.4%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kenmore N. Y. Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kenmore N. Y. Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kenmore N. Y. Teachers insured?

Yes. Kenmore N. Y. Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kenmore N. Y. Teachers: frequently asked questions

Is Kenmore N. Y. Teachers a good credit union?

Kenmore N. Y. Teachers earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.41%).

Is Kenmore N. Y. Teachers NCUA-insured?

Yes. Kenmore N. Y. Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kenmore N. Y. Teachers?

Kenmore N. Y. Teachers holds $70 million in total assets, ranking 217th of 267 credit unions we track in New York. It serves 3,780 members.

Does Kenmore N. Y. Teachers have CFPB complaints?

No CFPB complaints against Kenmore N. Y. Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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