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credit union

Morton Lane

Buffalo, NY · Est. 1962
A
Trust Grade
Excellent
Score: 93/100

Morton Lane is a credit union based in Buffalo, New York, established in 1962, with $64 million in total assets serving 3,068 members. By Trust Grade it ranks 124th of 267 credit unions we track in New York. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Morton Lane appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$63.8M
<$100M institution
Members
3,068
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · New York median 12%
Return on assets
0.3%
Bottom 36% of <$100M peers · New York median 0.67%
Rank in New York
#124
of 267 credit unions

How Morton Lane compares to New York peers

Net worth ratio
Bottom 37% of <$100M peers
Morton Lane
12.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Morton Lane
0.3%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Morton Lane

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Morton Lane over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Morton Lane insured?

Yes. Morton Lane is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Morton Lane: frequently asked questions

Is Morton Lane a good credit union?

Morton Lane earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.33%).

Is Morton Lane NCUA-insured?

Yes. Morton Lane is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Morton Lane?

Morton Lane holds $64 million in total assets, ranking 124th of 267 credit unions we track in New York. It serves 3,068 members.

Does Morton Lane have CFPB complaints?

No CFPB complaints against Morton Lane appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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