Mohawk Valley
Mohawk Valley is a credit union based in Marcy, New York, established in 1971, with $61 million in total assets serving 3,255 members. By Trust Grade it ranks 43rd of 267 credit unions we track in New York. Its net worth ratio of 12.8% trails most similarly sized credit unions (39th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Mohawk Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mohawk Valley compares to New York peers
How we graded Mohawk Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mohawk Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mohawk Valley insured?
Yes. Mohawk Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mohawk Valley: frequently asked questions
Is Mohawk Valley a good credit union?
Mohawk Valley earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.08%).
Is Mohawk Valley NCUA-insured?
Yes. Mohawk Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mohawk Valley?
Mohawk Valley holds $61 million in total assets, ranking 43rd of 267 credit unions we track in New York. It serves 3,255 members.
Does Mohawk Valley have CFPB complaints?
No CFPB complaints against Mohawk Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
