Upstate Milk Employees
Upstate Milk Employees is a credit union based in Lancaster, New York, established in 1971, with $3 million in total assets serving 442 members. By Trust Grade it ranks 191st of 267 credit unions we track in New York. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Upstate Milk Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Upstate Milk Employees compares to New York peers
How we graded Upstate Milk Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Upstate Milk Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Upstate Milk Employees insured?
Yes. Upstate Milk Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Upstate Milk Employees: frequently asked questions
Is Upstate Milk Employees a good credit union?
Upstate Milk Employees earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.34%).
Is Upstate Milk Employees NCUA-insured?
Yes. Upstate Milk Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Upstate Milk Employees?
Upstate Milk Employees holds $3 million in total assets, ranking 191st of 267 credit unions we track in New York. It serves 442 members.
Does Upstate Milk Employees have CFPB complaints?
No CFPB complaints against Upstate Milk Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
